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Monthly Archives: March 2021

    How a Change in Mortgage Rate Impacts Your Homebuying Budget

    By Lindsay Miller | March 31, 2021

    How a Change in Mortgage Rate Impacts Your Homebuying Budget Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: “Since January, mortgage... Read More

    What It Means To Be in a Sellers’ Market

    By Lindsay Miller | March 30, 2021

    What It Means To Be in a Sellers’ Market If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is available for buyers who are looking... Read More

    Buyer & Seller Perks in Today’s Housing Market

    By Lindsay Miller | March 26, 2021

    Buyer & Seller Perks in Today’s Housing Market Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across... Read More

    What Credit Score Do You Need for a Mortgage?

    By Lindsay Miller | March 22, 2021

    What Credit Score Do You Need for a Mortgage? According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could... Read More

    To Renovate or Not To Renovate Before You Sell?

    By Lindsay Miller | March 19, 2021

    To Renovate or Not To Renovate Before You Sell? When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as they would be in a more... Read More

    What Is the Strongest Tailwind to Today’s Recovering Economy?

    By Lindsay Miller | March 17, 2021

    What Is the Strongest Tailwind to Today’s Recovering Economy? Last year started off with a bang. Unemployment was under 4%, forecasters were giddy with their projections for the economy, and the residential housing market had the strongest January and February activity in over a decade. Then came the announcement on March 11, 2020, from the World... Read More

    244 Rolling Rock Road

    By Lindsay Miller | March 16, 2021

    Just Listed in The Rapids 244 Rolling Rock Road Single story home in Columbia’s The Rapids, close to Saluda Shoals Park, shopping, dining, interstates and schools. The open floor plan and vaulted ceilings provide a nice open feel. The kitchen has an island and pantry for additional storage. There is an additional room (flex space)... Read More

    What Is the #1 Financial Benefit of Homeownership?

    By Lindsay Miller | March 16, 2021

    What Is the #1 Financial Benefit of Homeownership? There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming household wealth. As Freddie Mac explains: “Homeownership has cemented its role as part of the American Dream, providing families... Read More

    How to Be a Competitive Buyer in Today’s Housing Market

    By Lindsay Miller | March 15, 2021

    How to Be a Competitive Buyer in Today’s Housing Market Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your must-haves and nice-to-haves, preparing for a bidding war, and keeping your emotions in check are all ways to gain confidence in... Read More

    How to Make a Winning Offer on a Home

    By Lindsay Miller | March 15, 2021

    How to Make a Winning Offer on a Home Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and competitive offer on your dream home. Here are five... Read More